Many of us have been there, being in debt makes people feel ashamed, upset, angry and sad. Some people feel suicidal and sadly debt has brought many people to that end.
Regardless of how it happened times have changed. In the 21st century there is a lot of help out there, run by organisations and charities who help people like you everyday, whether they owe £500 or £5,000,000. They all offer support and advice, both financial and legal, and how you and your creditors can come to an agreement over the debt owed.