It's never too early to begin preparing for the perfect Christmas



Regardless of whatever is happening in the world, Christmas arrives on December 25 without fail. Are you the type of person who loves Christmas but hates the stress and cost leading up to this magical day? Don’t worry, you’re not alone.

The holidays should be a time of fun, relaxation and joy but many people dread this time of year because of the cost implications attached to the stigma of not spending enough money on your friends and loved ones. Many individuals and families try extra hard to make do using one month’s paycheck, and often this is not enough for the additional food, let alone presents for the family.

Fear not, we are here to show you how to put away money for Christmas, how to plan months in advance for the big day, how to earn a little extra on side and obtain freebies that can be given as gifts (such as computer games, makeup, jewellery).

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Begin Preparing for Christmas in January  February March April May June July August September October November December 2020

It may seem obvious, but the sooner you start planning for Christmas, the less headache it will be.

As a scenario let’s presume you plan to spend £1200 on Christmas this year. This pays for all the presents, main lunch, party food and of course alcohol.

Imagine it’s December 1, 2020. You’ve just received your £2000 pay for the month. Out of this money you have ‘planned’ to spend £1200 of it on Christmas. This means you only have £800 to pay the household bills. Sound familiar?

If so, you are not alone. Many families find themselves in this scenario year after year and never seem to learn. They will use credit cards, take out loans or go into overdraft to make Christmas special this year, then spend the next 11 months (or more) paying their creditors. Madness.

Our advice, start saving now!
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